Best CD Rates in Utah, UT - August 1, 2024 (2024)

InsBank

5.35%

$50,000

-

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Rate History: 3.00% → 5.00% → 5.38% → 5.35%

judy | Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

Home Savings Bank (Utah)

5.30%

$5,000

-

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Early Withdrawal Penalty is 6 months interest.
Rate History: 5.00% → 5.25% → 5.40% → 5.30%

Prime Alliance Bank

5.30%

$500

-

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Rate History: 5.65% → 5.25% → 5.15% → 4.95% → 5.30%

JBaker65 | May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Seattle Bank

5.25%

$1,000

-

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Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.25%

Rob H. | Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Bask Bank

5.25%

$1,000

-

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Rate History: 5.60% → 5.40% → 5.20% → 5.30% → 5.25%

smithy1968 | Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Banesco USA

5.15%

$1,000

-

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Rate History: 4.80% → 4.75% → 5.20% → 5.00% → 5.15%

Dkplan | Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

North American Savings Bank

5.15%

$5,000

-

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Rate History: 5.50% → 5.15%

A Terkowitz | Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Modern Bank, National Association

5.15%

$10,000

-

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Rate History: 5.55% → 5.40% → 5.55% → 5.38% → 5.15%

Utah Independent Bank

5.09%

$500

-

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Rate History: 1.00% → 5.35% → 5.30% → 5.09%

Omb Bank

5.08%

$5,000

-

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Capital One, National Association

5.00%

$0

-

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Rate History: 5.25% → 5.00% → 4.90% → 4.80% → 5.00%

highstream | Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

5.00%

$1,000

-

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lrcbob | Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Citizens

5.00%

$5,000

-

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Dana E. | Mar 20, 2016

Good solid bank. Read More

Merrick Bank

4.95%

$25,000

-

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Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 5.25% → 5.05% → 4.95% → 4.80% → 4.95%

Frank M | Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

USAA Federal Savings Bank

4.85%

$1,000

-

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Rate History: 5.25% → 4.85%

RYAN S | Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

First Foundation Bank

4.85%

$2,500

-

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Rate History: 5.40% → 5.25% → 4.85%

james | Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Forbright Bank

4.60%

$1,000

-

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Rate History: 5.60% → 5.45% → 5.30% → 5.10% → 5.30%

lrcbob | Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

TD Bank, National Association

4.50%

$10,000

-

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Rate History: 5.00% → 4.00% → 4.50%

Turonemckinney17@gmail.com | May 19, 2018

Experience Read More

Blue Foundry Bank

4.50%

$1,000

-

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Rate History: 4.00% → 4.50%

Bank of America, National Association

4.25%

$100,000

-

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Rate History: 3.51% → 0.03% → 3.75% → 4.25%

Treasure | Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

First Utah Bank

3.90%

$500

-

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Rate History: 1.00% → 2.60% → 3.90%

Hingham Institution for Savings

3.85%

$1,000

-

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Zions Bank

3.05%

$1,000

-

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Rate History: 4.76% → 3.05%

Citibank, National Association

2.00%

0.05%

$0

$0

-

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Rate History: 4.30% → 4.00% → 2.75% → 2.00%

Azoic | Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account.Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary.Accelerate Savings w... Read More

JPMorgan Chase Bank, National Association

2.00%

$10,000

-

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Rate History: 3.00% → 2.00%

Hayley7788d@outlook.com | Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Wells Fargo Bank, National Association

2.00%

1.50%

$100,000

$25,000

-

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Thy King | Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Gateway First Bank

1.25%

$500

-

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JohnC | Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Capital Community Bank

0.91%

$100,000

-

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bws/esc | Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

Capital Community Bank

0.81%

$10,000

-

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bws/esc | Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

Cache Valley Bank

0.65%

$100,000

-

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State Bank of Southern Utah

0.60%

$10,000

-

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Central Bank

0.55%

$10,000

-

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Bank of Utah

0.55%

$100,000

-

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Danish Sunshine | Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

Cache Valley Bank

0.55%

$10,000

-

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Bank of Utah

0.45%

$10,000

-

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Danish Sunshine | Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

Glacier Bank

0.40%

$10,000

-

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CatAnn | Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

Grand Valley Bank

0.35%

$10,000

-

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Glacier Bank

0.30%

$100,000

-

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CatAnn | Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

Glacier Bank

0.25%

$10,000

-

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CatAnn | Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

Green Dot Bank DBA Bonneville Bank

0.25%

$500

-

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Washington Federal Bank

0.20%

$1,000

-

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Rate History: 0.20% → 0.20%

jim | Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

Umpqua Bank

0.15%

0.01%

$1

$0

-

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Austin | Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

Sunwest Bank

0.10%

$100

-

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william | Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

KeyBank National Association

0.05%

$2,500

-

Learn More

Seeko | Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

U.S. Bank National Association

0.05%

$500

-

Learn More

Ugg | Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

PNC Bank, National Association

0.03%

$25,000

-

Learn More

GAM | May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

Best CD Rates in Utah, UT - August 1, 2024 (2024)
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